Built for how Nigeria actually pays

Every feature in Tawie Pay & Go is designed for speed, trust and rewards — available only in the mobile app.

Instant Payments

Send and receive money in seconds with zero hidden fees.

Shop Anywhere

Pay at Jumia, Shoprite, Air Peace and 500+ partner stores from the app.

Buy Now, Pay Later

Split larger purchases into 3 or 4 interest-free instalments.

Reward Points

Earn points on every transaction. Redeem for airtime, data and vouchers.

Weekly Offers

Unlock app-exclusive cashback drops from your favourite brands.

Bank-Grade Security

Biometric login, encryption and fraud alerts on every transaction.

24/7 Transfers

Inter-bank transfers settle instantly — even on weekends.

Works Offline

Queue payments offline and they go through the moment you reconnect.

📱 Mobile-first experience

The full Tawie experience lives in the app

Pay bills, shop your favourite stores, split with BNPL and stack reward points — all from your phone.

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